Terms of Use

Last updated: November 10, 2026

About this service

Short Sale Solutions is a service of Smart Realty Referrals of FL LLC, a licensed Florida real estate brokerage, License #CQ1023744. 218 E Pine St, Lakeland, FL 33801. [PHONE]. This website helps homeowners who are behind on their mortgage, or about to be, request a free, confidential consultation with a local licensed real estate professional.

We are not attorneys or accountants

We are licensed real estate professionals. We are not attorneys, accountants, or a HUD-approved housing counseling agency, and we do not provide legal, tax, or credit advice. Free HUD-approved housing counseling is available at 1-800-CALL-FHA (1-800-225-5342) or hud.gov. For legal or tax questions, please consult a qualified attorney or tax professional.

No upfront fees

We do not charge homeowners any upfront fee. If we help you sell your home, the real estate commission is normally paid from the sale with lender approval, not out of your pocket.

No outcome is guaranteed

Results vary. No outcome, approval, or payment from any lender is guaranteed. Whether a short sale, loan modification, or any other option is available depends on your loan, your lender, and your individual situation. The information on this site is general and is not a recommendation for any particular path.

Your information

By submitting a consultation request, you agree that Smart Realty Referrals of FL LLC and its agents may contact you at the phone number and email you provide, including by call, text, and email, about your request. Consent is not a condition of any service. Message and data rates may apply. Reply STOP to opt out. We do not sell or share your personal information. See our Privacy Policy for details.

Use of this website

This site is provided for informational purposes. We strive to keep it accurate and current, but we make no representation that every detail applies to your situation. Using this site or submitting a form does not create an agency relationship; that is established only in writing when the time is right.